An advocate for Rhode Island policyholders
The adjuster your insurance company sends works for the insurer. A public adjuster works for you — the property owner. UPA independently inspects and documents your loss, applies the coverages in your policy, and negotiates with the insurance company to pursue the settlement your policy owes.
UPA is licensed to serve policyholders in Rhode Island. We are a 501(c)(3) non-profit public adjusting firm, and we never take a penny out of a property or business owner's pocket — our fee is covered by the overhead and profit built into the insurance settlement itself.
Claims we see in Rhode Island
Rhode Island’s exposure to Atlantic storms means wind, surge, and rain damage frequently arrive together — and sorting out which policy provision pays for what is where claims go wrong.
Nor'easters
Coastal flooding
Hurricanes
Denied or underpaid? That is our specialty
A denial or a low offer is the insurance company's position — not the last word. UPA reviews your denial letter and policy, builds the documentation the insurer says is missing, and re-presents the claim. Where appropriate, previously settled claims can be reopened and supplemented.